Merchant Partners

Shop at partner stores or do business with affiliate businesses. Build your credit score. Borrow when needed to fill the budget gaps, including but not limited to: emergencies, education, developing small businesses, healthcare and others.


To qualify you must be 18 years or older and lives in the UK and an existing client of;

My UKStores

Reiny's Wholesale & Retail

Bestern & Co

Property Sultan

The Property Portfolio Builder


How it works

All that you need to do is become a client or customer of any of our partners above. You get scored in each respective partner's client area of their websites and you can always see how much you can borrow within your logged in account area.


Becoming a Merchant Partner

If you run a business with strong customer demand, we're interested in partnering with you. Complete the short form below and we will get in touch....





Quick Info

The Financial Conduct Authority (FCA) does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, and conveyancing or debt management.

You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.

Any property used as security, which may include your home or business (incl operating premises), may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Rolling out secured platform in phases (6 phases remaining). Report bug.

UK's 24/7 Direct Financing Hub

Not all our loans require a collateral - But if your loan requires one, any property used as security (which may include your home or pensions and/or business assets, or personal guarantees) may be repossessed if you do not keep up repayments on a loan or any other debts secured on it. Our Repayment Assistance Programme is available to qualified borrowers only.
Please note that there have been an increasing number of attempts to defraud Sikamaster clients. Please take every necessary measure to ensure that your account information is secure! Learn more.