Mortgages

For many, owning a home is part of the middle-class lifestyle or retirement. For most homeowners in Ghana, getting a mortgage seems a remote possibility but it should just be one of the steps it takes to get own that home. Beyond primary residence use of most mortgages in Ghana, you can get a mortgage for Commercial Units, Industrial Units.

Back in the 1930s, if you wanted to buy a house in the US your down payment had to be at least 50 percent and your loan came due in five years - President Franklin D. Roosevelt era. Things are so much better now.

 

At Quidmaster, we offer two main world-class mortgages:

Residential Mortgages

Commercial Mortgages (incl Buy to Let Mortgages)

Regulatory Compliance

 

The Financial Conduct Authority (FCA) does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, earned wage access schemes, bridging loans, trusts, overseas mortgages, and conveyancing or debt management.

Not all borrowers will qualify for a loan, and not all applicants will be approved for their requested loan amounts, and loan repayment periods vary by loan type also. We may use collection services for non-payment of loans.

You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action. Loans are subject to status and affordability. Loan rates will depend on your credit profile. UK residents only.

Not all our loans require a collateral, but any property used as security, which may include your home or business (incl operating premises), may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

No Upfront Fees. All applicable fees are VAT inclusive.